JPMorgan Chase Consumer & Community Banking - Control Management - AML/KYC Officer - Associate in Phoenix, Arizona

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.5 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small business, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at

The KYC Officer will be part of the Dealer Services team supporting client coverage with the fulfillment of AML/KYC requirements. The KYC Officer will partner with Bankers, Underwriters and the AML/KYC QC Due Diligence team to ensure all client KYC records are compliant with regulatory standards. The KYC Officer will also ensure high quality and timely completion of all client-level due diligence requirements at inception and renewal of client relationships. The KYC Officer will report to the KYC Manager.

Responsibilities include, but are not limited to:

  • Evaluate client AML/KYC risk, including the identification of key issues and related mitigations, conducting independent research, verifying appropriate risk profile, and making independent risk assessment recommendations; liaise with various groups like legal, compliance, credit, and AML/KYC QC Due Diligence team as needed to ensure a robust risk analysis and assessment

  • Partner with Bankers to collect, analyze, and validate all appropriate due diligence and onboarding documentation provided by the client; utilize knowledge of AML/KYC policy to independently identify missing or insufficient client due diligence information

  • Partners with Bankers to collect information to comply with FinCEN requirements

  • Author and prepare well thought out and concise due diligence commentary that demonstrates a fulsome analysis and assessment of AML/KYC risk and outlines sound recommendations

  • Accountable for managing AML/KYC related KPIs (key performance indicators) to ensure consistency in quality and timeliness of completion

  • Take ownership of quality control issues related to client due diligence and partner with Bankers to resolve accordingly and escalate as appropriate

  • Validate all client data and supporting documentation is appropriately recorded and stored on proprietary systems.

  • Research and analyze negative client findings; partner with Bankers and compliance to reach resolution and ensure appropriate documentation of outcome.

  • Special projects, including remediation and others, as directed by regulators, internal audit, etc


  • BS/BA Degree or equivalent work or military experience preferred

  • Ability to demonstrate excellent verbal and written communication skills

  • Ability to properly identify AML risks and demonstrates a solid grasp of AML/KYC policy

  • Thorough knowledge of AML risk including operational and credit risk related to transactions associated with bank products and services

  • Ability to understand complex ownership structures and entity formation types (including principal and key officers)

  • Basic knowledge of business entity documentation such as Articles of Incorporation, Certificate of Good Standing, LLC and partnership agreements

  • Excellent time management and organizational skills

  • Strong analytical and problem-solving skills

  • Ability to multi-task effectively and leverage internal resources

  • Strong client focus and ability to partner with various internal groups

  • Excellent attention to detail

  • Independent, self-motivated, with an ability to adapt and be flexible in a team environment

  • Experience in financial services, specifically Corporate/Commercial Banking, is a plus

  • Previous credit training or underwriting experience is a plus

JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran.